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Healthy Paws vs Geico

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Compare Healthy Paws and Geico Pet Insurance Policies

While coverage is similar between Healthy Paws and Geico, there are a couple important differences, including restrictions for enrollment and lifetime payout limits. Additionally, pet parents should know that Geico provides pet insurance through Embrace. Review sites do not have Geico separately, so we've used Embrace's scores below.

What to Consider Healthy Paws Embrace
No limits on any plans: no per-incident, annual or lifetime caps on payouts
Customer Rating at 9.8 8.8
   Included            Not included or some exclusions

Limits on Claim Payouts
Geico has annual payout limits for what they will reimburse their policyholders, ranging from $2,000 to $15,000. With advances in pet medical care, your veterinary bills can easily exceed those limits, leaving you with a large financial burden. Healthy Paws has one simple plan that provides you with no maximum payout limits; no per incident, annual or lifetime caps on payouts, so you can take advantage of cutting edge veterinary techniques to give your pet the best care possible.

Watch Baxter's story to learn more about the advances in cancer treatment and other amazing improvements in pet medical care.

Coverage Restrictions
Geico restricts full accident and illness coverage based on a pet's age at the time of enrollment; older pets are eligible for the accident-only policy, meaning illnesses like cancer would not be covered. An example of other restrictions: Geico does not cover more than one removal of an ingested foreign body in one policy period. Pet parents must also purchase prescription drug coverage.

Healthy Paws has no hidden coverage restrictions and new prescriptions are included in our easy-to-understand plan.

Healthy Paws has created an easy-to-understand plan that covers new accidents and illnesses. Our customers agree and have given Healthy Paws the highest rating at Consumers Advocate, Canine Journal, and many more review sites.

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This information is provided as a helpful pet insurance comparison guide between Healthy Paws and Geico. Plans change on occasion and we recommend that all pet parents complete their own research.