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Chronic Conditions

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Chronic Conditions

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Coverage For Chronic Conditions in Dogs and Cats

Many of the chronic conditions that humans deal with can cause our pets just as much - if not more - pain and stress. These diseases are classified as 'chronic' because they can be ongoing - or even permanent - and typically require long-term, expensive prescription medications that can easily cost many thousands of dollars every year. Because of this, many pets end up being surrendered to shelters or rescues as their owners simply can't afford to keep their pet. Fortunately, the Healthy Paws Pet Insurance plan covers chronic conditions for the lifetime of your pet's policy as long as they are not a pre-existing condition and it falls outside of the waiting period, and subject to all other terms and conditions of the policy.



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Common Chronic Conditions

Both dogs and cats can suffer from these chronic conditions:

These chronic conditions are more common in dogs:

The Healthy Paws policy insures these and other chronic conditions (as long as they are not pre-existing conditions).

Healthy Paws Chronic Condition Case Studies*

It's crucial to plan for the development of chronic conditions, especially as your pet ages and the risk and frequency of chronic diseases increase. Some common conditions that affect pets include diabetes, cancer, liver disease, and endocrine disorders such as Cushing's disease. Here at Healthy Paws, we see claims for chronic conditions on a regular basis with skin conditions (allergies) being the most common for both cats and dogs of all ages. The recurring costs of medications, blood work, and follow-up visits can add up quickly and cost hundreds of dollars a month.

With the Healthy Paws plan, your pet will be covered for any new chronic conditions where signs and symptoms manifest after enrollment and the applicable waiting period. It's important to enroll early so that if your pet develops a chronic condition after your coverage goes in effect, it'll be covered. This can help safe-guard both your pet and your wallet.


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* The claim scenarios described here are intended to show the types of situations that may result in claims. These scenarios should not be compared to any other claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law. Insureds providing testimonials in this report have not received compensation for their statements.