Compare Healthy Paws Pet Insurance and Banfield Pet Hospital Wellness Plan
When comparing Healthy Paws to Banfield Pet Hospital's Wellness plans, pet parents should understand that Banfield offers an in-network wellness plan that is not the same as a pet insurance plan. Banfield will not cover the cost of treatment for accidents and illnesses, only preventative care.
What to Consider | Healthy Paws | Banfield |
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Use any licensed vet | ![]() |
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Reimburses for new accidents & illnesses |
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Can visit any emergency room |
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Customer Rating at ConsumersAdvocate.org | 9.8 | 4.5 |


Wellness Plan Versus Whole Coverage
Banfield Pet Hospital offers an "Optimum Wellness Plan," where you are pre-paying for office visits, vaccinations, dental care, and more. This pro-active approach is meant to identify health conditions in your dog or cat before symptoms show, or to catch a disease early which can be life-saving.
However, it's important to notice that it doesn't cover treatment for costly accidents or illnesses that your pet may run into. Also, it's limited to be "in-network", so you cannot use this plan at a non-Banfield hospital.
On the other hand, with Healthy Paws, you can see any licensed vet and be reimbursed up to 90% of your vet bill for new accidents and illnesses, including hereditary and congenital conditions, alternative therapy, cancer and more. This can save you thousands of dollars. Just watch Atlas's story to see one example of how veterinary bills add up.
Working Together
Pet parents might find a financial benefit to signing up for Banfield's "Optimum Wellness Plan" in addition to the Healthy Paws full coverage plan, especially for puppies or senior pets. With Banfield, your dog or cat will be covered for exams including vaccines, early screening diagnostics, consultations for proper nutrition, and dental care at any of their 900+ locations (US and Puerto Rico). Healthy Paws covers accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care (US). Together, pet parents may find it to be financially valuable to have both.
Healthy Paws has created an easy-to-understand plan that covers new accidents and illnesses. Our customers agree and have given Healthy Paws the highest rating at Consumers Advocate, Canine Journal, and many more review sites.
Get an instant quote now and take the first step to protect your furry best friend.
This information is provided as a helpful pet insurance comparison guide between Healthy Paws and Banfield Pet Hospital. Plans change on occasion and we recommend that all pet parents complete their own research.